The Canada Child Benefit and the Ontario Child Benefit: How Yours Is Calculated
The CCB falls as adjusted family net income rises, at rates set by how many children you have. Here is the arithmetic, plus the Ontario Child Benefit.
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Canadian tax, crypto, and accounting insights. Page 5.
Long-form guides on CRA compliance, digital assets, and corporate strategy, written for Canadian individuals and business owners.
Page 5 of 12. Articles 49 to 60 of 141.
WSIB for Small Employers: Who Must Register, What It Costs, and the Contractor Trap
WSIB is provincial, mandatory for most Ontario employers, and due within ten days of a first hire. Khaled Hawari on registration, premiums and clearances.
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Hiring Credits and Wage Subsidies: What an Ontario Employer Can Actually Claim
Several federal and Ontario programs offset the cost of a hire. Khaled Hawari on which credits and subsidies exist, who qualifies and how they are claimed.
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Selling Across the River: GST, HST and QST for Ottawa Businesses
An Ottawa business with Gatineau customers charges 5% GST, not 13% HST, and may need to register for QST. The place of supply rules, worked through.
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Ontario's R&D Tax Credits: The Provincial Layer Ottawa Tech Firms Underclaim
Beyond federal SR&ED sit three Ontario credits: the refundable OITC, the non-refundable ORDTC, and the 20% institute credit for university research.
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Ontario Tax Credits for Seniors: The Provincial Ones You Claim Yourself
Ontario's seniors credits are refundable, claimed on Form ON479 or ON-BEN, and easy to miss: care at home, public transit and the property tax grant.
Read article →The Ontario Trillium Benefit: Why Ottawa Renters Keep Missing It
The Ontario Trillium Benefit pays energy, property tax and sales tax credits monthly. It only arrives if you complete Form ON-BEN with your return.
Read article →T5018 Slips: The Reporting Obligation Ottawa Construction Firms Forget
If most of your income is construction, you must report subcontractor payments on T5018 slips. The $500 threshold, the six-month deadline, the penalties.
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Tax for Ottawa's Federal Public Servants: Pension Adjustments, Overpayments and Dues
Pension adjustments that shrink RRSP room, salary overpayment repayments, amended T4s and union dues: the tax issues specific to Ottawa's public service.
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The Ontario Employer Health Tax: Who Pays It, and the $1 Million Exemption
EHT is an Ontario payroll tax the CRA never mentions. The exemption, the rates, associated employers, instalments and the March 15 return, explained.
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The Ontario Annual Return: The Filing Your T2 No Longer Covers
Ontario's annual return left the T2 in 2021 and moved to the Ontario Business Registry. What Ottawa corporations must file, when, and what happens if not.
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Cottage Succession in Ontario: Passing It On Without a Tax Bill Nobody Can Pay
A cottage bought decades ago carries a gain the next generation cannot fund. Khaled Hawari on designation, gifting, joint tenancy and reserves.
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