Partnership or Corporation in Canada: Choosing With Someone Else Involved
A partnership shares liability personally; a corporation does not. Khaled Hawari on losses, flexibility, and the agreement that matters more than either.
Read article →Blog
Canadian tax, crypto, and accounting insights.
Long-form guides on CRA compliance, digital assets, and corporate strategy, written for Canadian individuals and business owners. They are written by the consultant who runs an Ottawa tax and crypto practice, not by a content desk.
Director Liability for CRA Debts: The One Place the Corporate Veil Does Not Hold
Unremitted payroll and GST/HST are trust funds, and directors can be assessed personally. Khaled Hawari on the due diligence defence and the clock.
Read article →
Winding Up a Corporation in Canada: Dissolving It Properly
Abandoning a corporation does not end its obligations. Khaled Hawari on the order of operations, the final returns and director liability that survives.
Read article →
Your First Year in Business in Canada: The Tax Checklist Nobody Hands You
The first year sets up every year after it. Khaled Hawari on registration, records, instalments and the deadlines that arrive sooner than expected.
Read article →
The CRA Business Number and Its Accounts: What You Actually Need to Register
One business number, several program accounts, and you only open the ones you need. Khaled Hawari on RT, RP, RC and RZ, and when each becomes mandatory.
Read article →
T4 and T5 Slips: Who Files What in Canada, and by When
T4s report employment income, T5s report dividends and interest. Khaled Hawari on which slip applies, the end-of-February deadline and the penalties.
Read article →Unit Economics: What One Customer Actually Costs You, and When You Get It Back
Most owners calculate acquisition cost in a way that flatters the answer. What belongs in the numerator, and why payback is a cash question.
Read article →
The Six Clauses in a Service Agreement That Actually Cost You Money
An accountant's read of a service agreement: the six clauses that decide margin, receivables and what a buyer will pay for your business at sale.
Read article →When a Holding Company Is Worth It in Canada, and When It Is Just Cost
A holding company adds a second set of filings and a real reason to exist. Khaled Hawari on creditor protection, purification and when to skip it.
Read article →
How an Automated Market Maker Prices Your Trade
The constant product curve, price impact and divergence loss, worked through with real arithmetic. What decides the number at the bottom of a swap.
Read article →Buy-Side Due Diligence: What to Check Before You Sign
Deals rarely fall apart on price. Here is the operational, contractual and people diligence that decides whether an acquisition works.
Read article →
Home Office When You Are Incorporated: Rent, Reimburse, or Neither
An incorporated owner cannot claim a home office the way a sole proprietor does. Khaled Hawari on the rent agreement, reimbursement and the T2200 route.
Read article →