
When a Holding Company Is Worth It in Canada, and When It Is Just Cost
A holding company adds a second set of filings and a real reason to exist. Khaled Hawari on creditor protection, purification and when to skip it.
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Long-form guides on CRA compliance, digital assets, and corporate strategy, written for Canadian individuals and business owners. They are written by the consultant who runs an Ottawa tax and crypto practice, not by a content desk.

A holding company adds a second set of filings and a real reason to exist. Khaled Hawari on creditor protection, purification and when to skip it.
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The constant product curve, price impact and divergence loss, worked through with real arithmetic. What decides the number at the bottom of a swap.
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Deals rarely fall apart on price. Here is the operational, contractual and people diligence that decides whether an acquisition works.
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An incorporated owner cannot claim a home office the way a sole proprietor does. Khaled Hawari on the rent agreement, reimbursement and the T2200 route.
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A termination clause that fails caps nothing. The employee's notice entitlement reverts to common law, and the bill can be many times the ESA minimum.
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Alta Vista physicians near the General and Riverside ask one question: incorporate or not. Here is what a medical professional corporation actually does.
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Barrhaven families juggle a first mortgage and young kids. The FHSA, Home Buyers' Plan, RESP and CCB stack in an order worth getting right.
Read article →The year a Beacon Hill public servant retires is the trickiest tax year of all: pension starts, RRSPs convert, and payouts land. Sequence it deliberately.
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Many Robertson Road businesses are owner-run and decades old. Selling shares versus assets, and the capital gains exemption, decide what you keep.
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A Blackburn Hamlet house bought in the seventies holds fifty years of gain. The principal residence exemption shelters it, but only if filed right.
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The ByWard Market runs on tips, shift payroll and a summer that pays for the winter. Those three facts drive the tax more than the sales total ever does.
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The classic Centretown return is a federal T4, a downtown condo and a side gig. Three simple pieces that quietly complicate each other at filing time.
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