Tips, Tip Pools and Payroll: What an Ottawa Restaurant Actually Owes
Controlled tips carry CPP and EI. Direct tips do not. How an Ottawa restaurant pays out tips decides which rule applies, and the ESA adds a second layer.
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Canadian tax, crypto, and accounting insights. Page 6.
Long-form guides on CRA compliance, digital assets, and corporate strategy, written for Canadian individuals and business owners.
Page 6 of 13. Articles 61 to 72 of 156.
Winning a Federal Contract in Ottawa: The Tax Setup You Need Before You Bid
Ottawa's biggest customer is the federal government. The business number, GST/HST, the personal services business trap and the records a bidder needs.
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Child Care Expenses: The Federal Deduction and Ontario's CARE Credit
Child care is a deduction, not a credit, and the lower earner must claim it. Here are the federal limits, the two-thirds rule and Ontario's CARE credit.
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The Canada Child Benefit and the Ontario Child Benefit: How Yours Is Calculated
The CCB falls as adjusted family net income rises, at rates set by how many children you have. Here is the arithmetic, plus the Ontario Child Benefit.
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WSIB for Small Employers: Who Must Register, What It Costs, and the Contractor Trap
WSIB is provincial, mandatory for most Ontario employers, and due within ten days of a first hire. Khaled Hawari on registration, premiums and clearances.
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Hiring Credits and Wage Subsidies: What an Ontario Employer Can Actually Claim
Several federal and Ontario programs offset the cost of a hire. Khaled Hawari on which credits and subsidies exist, who qualifies and how they are claimed.
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Selling Across the River: GST, HST and QST for Ottawa Businesses
An Ottawa business with Gatineau customers charges 5% GST, not 13% HST, and may need to register for QST. The place of supply rules, worked through.
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Ontario's R&D Tax Credits: The Provincial Layer Ottawa Tech Firms Underclaim
Beyond federal SR&ED sit three Ontario credits: the refundable OITC, the non-refundable ORDTC, and the 20% institute credit for university research.
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Ontario Tax Credits for Seniors: The Provincial Ones You Claim Yourself
Ontario's seniors credits are refundable, claimed on Form ON479 or ON-BEN, and easy to miss: care at home, public transit and the property tax grant.
Read article →The Ontario Trillium Benefit: Why Ottawa Renters Keep Missing It
The Ontario Trillium Benefit pays energy, property tax and sales tax credits monthly. It only arrives if you complete Form ON-BEN with your return.
Read article →T5018 Slips: The Reporting Obligation Ottawa Construction Firms Forget
If most of your income is construction, you must report subcontractor payments on T5018 slips. The $500 threshold, the six-month deadline, the penalties.
Read article →Tax for Ottawa's Federal Public Servants: Pension Adjustments, Overpayments and Dues
Pension adjustments that shrink RRSP room, salary overpayment repayments, amended T4s and union dues: the tax issues specific to Ottawa's public service.
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