Ontario's R&D Tax Credits: The Provincial Layer Ottawa Tech Firms Underclaim
Beyond federal SR&ED sit three Ontario credits: the refundable OITC, the non-refundable ORDTC, and the 20% institute credit for university research.
Read article →Blog
Canadian tax, crypto, and accounting insights. Page 6.
Long-form guides on CRA compliance, digital assets, and corporate strategy, written for Canadian individuals and business owners.
Page 6 of 13. Articles 61 to 72 of 149.
Ontario Tax Credits for Seniors: The Provincial Ones You Claim Yourself
Ontario's seniors credits are refundable, claimed on Form ON479 or ON-BEN, and easy to miss: care at home, public transit and the property tax grant.
Read article →
The Ontario Trillium Benefit: Why Ottawa Renters Keep Missing It
The Ontario Trillium Benefit pays energy, property tax and sales tax credits monthly. It only arrives if you complete Form ON-BEN with your return.
Read article →
T5018 Slips: The Reporting Obligation Ottawa Construction Firms Forget
If most of your income is construction, you must report subcontractor payments on T5018 slips. The $500 threshold, the six-month deadline, the penalties.
Read article →
Tax for Ottawa's Federal Public Servants: Pension Adjustments, Overpayments and Dues
Pension adjustments that shrink RRSP room, salary overpayment repayments, amended T4s and union dues: the tax issues specific to Ottawa's public service.
Read article →
The Ontario Employer Health Tax: Who Pays It, and the $1 Million Exemption
EHT is an Ontario payroll tax the CRA never mentions. The exemption, the rates, associated employers, instalments and the March 15 return, explained.
Read article →
The Ontario Annual Return: The Filing Your T2 No Longer Covers
Ontario's annual return left the T2 in 2021 and moved to the Ontario Business Registry. What Ottawa corporations must file, when, and what happens if not.
Read article →
Cottage Succession in Ontario: Passing It On Without a Tax Bill Nobody Can Pay
A cottage bought decades ago carries a gain the next generation cannot fund. Khaled Hawari on designation, gifting, joint tenancy and reserves.
Read article →
Executor Duties in Ontario: The Tax Work Nobody Warns You About
Named an estate trustee in Ontario? The tax filings carry personal liability. Khaled Hawari on deadlines, returns and the clearance certificate.
Read article →
Ontario Land Transfer Tax: What an Ottawa Buyer Actually Pays
Ontario land transfer tax rates, the extra bracket over $2 million, the first-time buyer refund, the 25% speculation tax, and why Ottawa escapes Toronto's.
Read article →
Living in Gatineau and Working in Ottawa: How the Tax Actually Works
Live in Quebec and work in Ontario, or the reverse? Your province of residence and province of employment differ. Khaled Hawari explains what changes.
Read article →
Power of Attorney for Property in Ontario: What Your Attorney Can and Cannot Do
A continuing power of attorney for property in Ontario lets someone manage your finances if you cannot. Khaled Hawari on the tax and CRA mechanics.
Read article →